Perhaps it is necessary to take a step back and ask the question, “How should an observant Jew actually live?” How much Torah study is enough for an observant Jew (however we wish to define observant) who has a career or a business, a family, continuing education requirements; who has a community of people dependent on him/her, but who also has hobbies or other interest, or who justs wants to enjoy life a little ? When is it enough?

The starting point should be a realistic view of how people live their lives and what role Torah study can realistically play, and what role Torah study ought to play. Perhaps some historical perspective could also be helpful:

Have there ever been as many Jews engaged in serious Torah study as there are today? Is there historic precedent for projecting yeshivische fluency in Jewish text as a normative level of education for ba’alei batim? What did e.g. Hirsch think?